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A small credit that makes a big difference
Accessible to all, the GFC microcredit supports your personal and professional projects even with an atypical profile.
Discover
The GFC Microcredit
The GFC microcredit is a financing solution designed for those who are often excluded from traditional bank credit: self-employed workers, people in reintegration, small traders or individuals in precarious situations.
With amounts ranging from 300 euros to 10,000 euros, our microcredit allows you to finance a concrete project with human and benevolent support at every stage.
Finance inclusion, one project at a time
Projects financed
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Success rate
90% of projects financed through our microcredit achieve their objective within the first 12 months
Why choose the GFC Microcredit?
A human and accessible solution for all profiles.
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Accessible to all
Even with a limited credit history or irregular income, your application will be carefully considered.
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Fast processing
File processed within 48 to 72 hours. Funds are available as soon as your application is approved.
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Dedicated support
A GFC advisor supports you in building your project and managing your loan.
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Adapted monthly payments
Repayment calculated based on your actual capacity. No unnecessary financial pressure.
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No physical guarantee
No need to pledge a property as collateral. Your project and your motivation are enough.
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Renewal possible
After repayment, you can renew your microcredit with improved conditions.
Who can benefit from the GFC Microcredit?
Microcredit is designed for profiles excluded from traditional bank lending.
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Low-income individuals
People with modest or irregular income wishing to finance a concrete project.
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Auto-entrepreneurs
Bearers of small professional or commercial projects in startup phase.
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People in reintegration
Any person seeking to reintegrate professionally or socially through a funded project.
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No prior banking history required
Even without a prior GFC bank account, your file will be considered fairly.
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kMicrocrédits granted by GFC since its creation
Required documents for your application
The lightest file on the market — we make your access to credit easier.
Valid identity document
Completed application form
Project description
Proof of income
Proof of address
Recent identity photo
Microcredit rates and conditions
Fair conditions for inclusive financing.
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Questions & Answers
Everything you need to know about the GFC microcredit.
Find your answer
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Is microcredit reserved for businesses?
No. GFC microcredit is accessible to both individuals and micro-entrepreneurs. It can finance a personal or professional project.
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Can I get a microcredit without a GFC account?
Yes. You don't need to be a GFC customer beforehand. Opening an account can be offered alongside your application.
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What is the difference with a personal loan?
Microcredit is intended for small amounts (max 10,000 euros) with relaxed access criteria. It is aimed at profiles that do not meet the criteria of a conventional personal loan.
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Can I renew my microcredit?
Yes, after full repayment of your first microcredit, you can request a new one, potentially for a higher amount.
Do you have other questions? Get In Touch and a GFC advisor will support you in your process.
